Getting an appraisal from Accu Value AppraisalsYear after year, thousands of people in California buy, sell or refinance their home. Most of these transactions involve a simple line item for an appraisal. Even though there are an increasing number of automated home valuation methods that may appear more practical than an appraisal, practically all lenders still need a local expert because the stakes are very high. But is getting a mortgage the only reason to get an appraisal? Are there also situations when the services of a certified, independent real estate professional might be helpful? Of course.
Let Accu Value Appraisals help you appeal your tax assessment in Los Angeles CountyIf you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Accu Value Appraisals is your best evidence when building your case. At Accu Value Appraisals,we can assist you in disputing your tax assessment.
Getting rid of your PMI will lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an added insurance plan that nearly all lenders ask home buyers to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the real estate. Seeing that additional payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfortunate. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.
If you'd like to do away with PMI, Accu Value Appraisals will provide you with a statement regarding the value of your home. The expense of the home valuation can often be recovered in just a few months because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce is often complicated by the challenging decision of who gets the home, and it can be an especially heartbreaking occurrence for both parties. Regardless of the circumstances, it's prudent to order an appraisal from Accu Value Appraisals so both parties are completely aware of the true market value of their property.
If the parties need to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.
Fair and accurate estate liquidation with help from Accu Value AppraisalsSettling an estateThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.
Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these issues. And seeing that a home or other property often makes up an unequal share of the total estate value, understanding the certain value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten an honest deal.
Relocating to or from Los Angeles County?We are aware of the stress involved with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our detailed process, we recommend employees that are moving to provide input on the positive aspects of their property, along with information about any recent sales or listings in their neighborhood that they want considered.
Let Accu Value Appraisals assist you in selling your home quickly at the right priceWhether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. The price we charge isn't related to the sales price, but rather they are based on our efforts to complete the appraisal.
On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.